On Nov. 5, 2026, Google announced actionable insights in Google Forms, which uses Gemini to analyze form responses, surface key trends and recommend next steps, generated directly from a form's Responses tab. Google says Gemini analyzes the responses by writing and running Python code, so counts, percentages and comparisons are grounded in the actual response data.

Per Google, the feature is available on Business Standard and Plus (and Enterprise and Education Plus), not on Business Starter. Rollout is gradual: it began Nov. 2 for Rapid Release domains and starts Nov. 19 for Scheduled Release domains, with up to 15 days before it shows up. Take a 25-person cleaning company that sends a survey after every job and gets about 300 responses a month. If the office manager spends 3 hours a month tallying them and Gemini cuts that to 30 minutes, the shop saves about 2.5 hours, roughly $75 a month at $30 an hour. Google says Gemini writes and runs Python on the responses, so counts are calculated, not guessed. The suggested next steps are still opinions, so check them against what you know. Skip it if you are on Business Starter or use Jotform or SurveyMonkey.

The IRS published Rev. Proc. 2026-26 on July 21, 2026, setting the required contribution percentage at 10.22% for plan years beginning in 2027, up from 9.96% for 2026.

Employers with 50 or more full-time equivalents must offer coverage whose employee-only cost is no more than that share of income, or risk a penalty. At 10.22%, a worker earning $50,000 can be charged up to $5,110 a year ($426 a month) and still count as affordable, against $4,980 now. Most owners with 10 to 50 staff are not subject to that rule, so for them the effect is small. It applies if you sit near 50 employees, since hours of part-timers count toward the total. A plan year that starts before January keeps 9.96% until its next start date.

The IRS's April 2026 fact sheet (FS-2026-10) says employers can exclude up to $5,250 per employee per calendar year of educational assistance, and that the limit is adjusted for cost of living for tax years beginning after 2026. It also says an employer must tell workers whether a section 127 program exists, and that the program must be a separate written plan.

The change is small and not urgent. Take a 20-person electrical contractor that pays $3,000 a year toward an apprentice's classes. That sits under the cap today and under any likely 2027 figure, so nothing changes. It matters only if you pay near $5,250 per person, or pay student loans through a plan. The IRS has not published the 2027 dollar figure yet. The practical risk is paying benefits without a written plan, which can make the money taxable wages.